My role is to find out what your financial and personal goals are, to provide you with the right loan to suit your goals. Great customer service is important to me and therefore I will maintain close contact with you throughout the home loan process so that you are well informed of what is happening. What’s more, I am always available to answer your questions, just contact me via phone or email for assistance.

I have the experience and a sound knowledge of what lenders require and in presenting your loan application the right way. I have relationships in place with lenders to assist with your situation to get the deal over the line.

About Linh Tran

Home ownership can be a daunting yet wonderful step for many people. There are a lot of things to consider when arranging finance for your first home. I work very closely with my first home buyer clients to confirm your borrowing capacity and then secure a written home loan pre-approval, before you start looking for you first home. This gives you confidence to bid at an auction or put an offer on a property. Once you’ve found your home, I will assist you to complete your full home loan application, including applying for the First Home Owners’ Grant. This will make the Home loan process stress free so that you are able to focus on moving in to your new home.
As a property investor myself, I know from personal experience that structuring your loans correctly from the beginning will make achieving your investment goals much easier. The key is to make sure you maximise your property earnings and your tax benefits. It’s a part of my service to educate you about the important property finance issues so you can become more successful investors. I will also work closely with your accountant or financial planner to achieve this.
If you are a self-employed borrower, it’s important to work with a mortgage broker who understands your financial situation. A knowledgeable mortgage broker can help you to minimise complications during the loan application process, and will have access to a range of loan options that cater specifically to self-employed borrowers or those who may struggle to prove their income.

When we asked Linh…

What do you read on a weekly basisstrong>
The Tattslotto results. =)
Favourite moviestrong>
The Shawshank Redemption
Four people to invite to dinner?
Bono from U2, George Clooney , Ricky Gervais and Rafa Nadal.
Dream holiday destination?
South America and The Caribbean


Linh was very professional and helpful. She helped us to find the best solution and best deal out there to purchase our dream home. Her services to her client is excellent as well, always keep us updated and answer to all our concerns and we felt stress-free throughout the whole process. Highly recommend her to any home buyers out there.
Linh managed our expectations and was very helpful through out the whole process.
Despite being overseas on a well-deserved holiday with her young family, Linh was exceedingly helpful in facilitating the final stages of obtaining unconditional approval of my home loan. I had full confidence in Linh’s professionalism, expertise and knowledge at all times. Her unwavering support, quick turnaround times and patience helped me secure a prized home that has become the envy of many friends. I will not hesitate to recommend Linh to anyone who needs the services of a competent mortgage broker.
Linh and the team at RateOne Home Loans made applying for our new home loan simple and painless which gave me the time I needed to prepare for our big move. Being self employed I have had problems in the past, but to Linh this was not an issue and with her wealth of knowledge within the finance industry was not only able to secure me the finance needed but also at a fantastic rate and through the lender that I wanted. I will be using Linh and the team at RateOne for any future finance needs. A big thank you to Linh

Book an Appointment

Call me for a free home loan health check.

I will compare your current loan to hundreds of other finance options to see if a different mortgages maybe more suitable potentially saving you thousands of dollars and lowering your monthly repayments.

I am located in Mulgrave and predominantly service clients in Keysborough, Noble Park, Springvale, Glen Waverley, and Clayton.

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