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First Home Buyers | Land and Construction | Investment loans | Refinancing

Arun is a passionate, honest and professional mortgage consultant who like to invest his time with clients and help them achieve their financial goals through his dedicated efforts.

Whether you are a first home buyer or an experienced investor, he can work with your needs to the best of your situation by aiming to make this transition hassle-free. Being a mobile broker, he is flexible to visit you at your convenient location and time helping you to reach your financial dreams.

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About Arun Raj

Assisting home buyers with the purchase of their first home is such an exciting and rewarding aspect of my business. By explaining loan options and financial terms in plain English, talking with your Real Estate Agent and maintaining open communication between the lender and your solicitor, I can help ensure a seamless process from start to finish.

Being a property investor myself, I am well equipped with the knowledge of what a good investment structure should look like and who you should seek advice from.
Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.

I can’t help but work with construction lending when working in a suburb and its surrounds where land is still readily available. Some lenders are better equipped to look after your needs when you are looking to build a home. The last thing you want is a lender that delays the progress payments which can potentially slow the construction of your home. I will remain your contact point through the entire construction process so you don’t have to go into a branch or discuss over the phone each time a progress payment is due to be made – saving you time and money!

Refinancing your mortgage is something that takes careful consideration. The most important thing to look at is if refinancing will place you in a better position than you would be if you stuck with your current loan. I can go through the sums with you to show you the costs involved in changing home loans, as well as your projected costs over a set timeframe for both your current and proposed home loans. And if you decide that refinancing is the right move for you, I will help you complete all the necessary paperwork to make the change.

Debt consolidation can be a handy solution when you are struggling with repayments on several debts, such as your home loan, credit cards and personal loans. Debt consolidation works by combining all those debts into your home loan, which is generally the debt with the lowest interest rate. Because the interest rate is lower, and the loan term is usually longer, your monthly repayments will drop, giving you a bit of breathing space.

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Call me for a free home loan health check.

I will compare your current loan to hundreds of other finance options to see if a different mortgages maybe more suitable potentially saving you thousands of dollars and lowering your monthly repayments.

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