THE BIGGEST QUESTION ON MOST PEOPLE'S MINDS (IN THE AGE GROUP 50 TO 65) IS... • 50 crept up on us awfully fast. • We’re worried that we’re not doing enough planning for our retirement. • Will we end up on the pension? • Can we live the lifestyle we want on the [...]
According to the ATO there are around 1.9 million property investors in Australia and 2.7 million rental investment properties1. Surprisingly, many landlords fail to claim all allowable tax deductions simply because they are unaware of all the expenses they can claim as a tax deduction. GEARING There are two types [...]
BUYING YOUR FIRST HOME CAN BE A DAUNTING PROPOSITION Are you worried you will NEVER own a home? If you are a potential first home buyer (FHB) you may be feeling disheartened by the negativity in the media as to whether younger generations will ever own their own home. There is no doubt [...]
January and February are traditionally the months we see a peak in job seeking activity1. Perhaps a consequence of all those new year’s resolutions for self improvement? Research shows Gen Y is now actively exploring and entering the property market. They are also well known as the job hopping generation with an average [...]
With official interest rates at a 53 year low, the question arises as to whether it is better to pay off your home loan or place surplus cash into superannuation. It’s an issue a number of people are pondering. Recent research undertaken by REST Industry Super found the vast majority of Australians prioritise their mortgages [...]
Whether you're looking to sell or upgrade, there are a few sure-fire ways to add value to your property with some clever cosmetics. Here are our best tips: One of the quickest and easiest ways to give your home a new look and coordinated interior or exterior is a fresh coat of paint. [...]
Finishing school and moving into adulthood afford so many opportunities and experiences these days. For many young adults, travel is high on their ‘to do’ list. For others, it is having the time and independence to be able to try new and more adventurous hobbies and activities like rock climbing, sky diving or bungee jumping. [...]
Let's talk about money! We are told that money is usually one of the main causes of relationship problems and breakdowns…or is it? Many experts agree that it’s really a lack of communication skills and compromises. Money has meaning beyond the numbers on a page or notes in your wallet. It is strongly linked to [...]
Getting a clear idea of your financial situation and arranging finance ahead of time can save you unnecessary headaches later on and let you focus your energies on house hunting. In a market of greater credit history scrutiny, it is now even more important to have your financial situation fully assessed before placing your home [...]
If you are one of the thousands of potential buyers beginning the journey to home ownership this spring, you may be wondering how to keep a level head during this notoriously stressful period. While a property purchase should be a purely rational decision, the reality is this is not always the case. As a prospective [...]