I have a passion for numbers and how these numbers relate to your next home loan or paying off your home loan as quickly as possible.

I have been in the finance industry for over 14 years and specialise in home loan and investment mortgages. The services I can provide include educating first home buyers, construction loans, debt consolidation and restructuring.

When did you last give your home loan a health check? If it was over 12 months ago you may not have the right home loan to suit your circumstances moving forward.

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About Rod Sherman

I really enjoy working with first home buyers. I will take the time to explain the process and educate you so that you fully understand the process and give you the knowledge for any future decisions.

A construction home loan is a type of home loan designed for people who are building a home. It has a different loan structure to home loans designed for people buying an existing home.

A construction loan most commonly has a progressive drawn-down. That is, you draw down the loan (or increase your borrowing) as needed to pay for the construction progress payments.

The amount available to borrow will be partly based on the value of the property upon completion of the construction.

A construction loan will usually be interest only over the first 12 months and then revert to a standard principal and interest loan.

A homeowner generally applies for a mortgage loan restructure to obtain affordable monthly payments and keep the home. A mortgage restructure takes place when the borrower and lender work out new repayment terms on an existing mortgage.
Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms. … A loan (debt) might be refinanced for various reasons: To take advantage of a better interest rate (a reduced monthly payment or a reduced term).

When we asked Rod…

What makes you laugh?
My children!

What is your dream holiday destination?

What are you passionate about?
Not wasting opportunities.

Give us a tip?
Engage referred industry experts to put you into the best possible position to allow you to achieve your goals.

Why Rateone?
Nothing beats experience.

In another life you would want to be?
Point guard for the Boston Celtics

Favorite Movie of all time?
Pulp Fiction.

What is your favourite quote?
No shortcuts.

4 people you would invite to dinner?
Michael Jordan, Fred Couples, Larry Bird and Jason Alexander

If you could work on a project for any company in the world, who would it be and why?
Cure for cancer, we all know someone.


Rod Sherman helped me successfully secure my first home loan. His tenacity and persistence in finding the most suitable and affordable loan was nothing short of professional and purposeful.
Rod’s communication throughout the application phase right through until after settlement through on-site visits at my workplace, phone calls and emails was not only convenient but ensured I was well informed of the progress at all times.
Without Rod’s professionalism and dedication, my dream of purchasing my own home would not be a reality. Rod’s friendly and interpersonal approach ensured the entry process ran as smoothly as possible. I strongly recommend Rodney Sherman.

Felicity & Bec

I recently used the services of Rod Sherman, Mortgage Broker as I wished to refinance and was thoroughly impressed with the level of service provided. My previous lender was not the most suitable for my financial or personal situation as their service was virtually non-existent. Rod made the process of changing very easy – nothing was too hard or too much trouble, he shopped around to get the very best deal, made numerous phone calls and sent countless emails, therefore ensuring that every last detail was correct before the contract was signed.
Everything was followed-up; no loose ends left, Rod didn’t stop until the job was completely finished. Rod was fantastic, his friendly, approachable manner along with his extensive knowledge of the industry made it a pleasure to do business with his company – I cannot recommend him highly enough.


Book an Appointment

Call me for a home loan health check.

I will compare your current loan to hundreds of other finance options and see if there is better product that maybe more suitable potentially saving you thousands of dollars and lowering your monthly repayments.

My office is located in Mulgrave but I can service clients located anywhere in the South Eastern Suburbs.

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