I offer a simple, effective, hassle-free service and I pride myself on customer care and catering to your individual needs and requirements.

I strive to ensure you are fully aware of the home loan process, walking you through each step of the procedure.

Through my networks I have a number of resources available to you should you need them, including solicitors, accountants and personal assistants. These experts, with an acute understanding of an ever changing market and its trends are based on 15 years of experience, research and diligence.

This extensive knowledge base & industry support all work together to secure the best loan to suit you and your family.

I believe that great customer service starts with sincerity and I offer practical advice, always being upfront regarding fees.

Looking at lending from a woman’s perspective is one of my unique specialties.

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About Trish Rotstein

Keeping up to date on lender’s genuine savings requirements, First Home Owners Grant entitlements and maximum lending ratios will help you into your first home as quickly as possible, and this is information I have at my fingertips.
Interest only, lines of credit, interest in advance, equity release – I can structure these types of loans and more in order for you to maximize your returns & multiply your investment portfolio.
Complex scenarios are my specialty. I have a strong understanding of company & trust tax returns which means I can maximize your borrowing capacity by extracting accurate information from your returns. As a result I can recommend the lender that will apply your figures in the best light. Did you know some lenders will only require & use your most recent year’s trading figures to ascertain your borrowing capacity? Most lenders average out your last 2 years profits & distributions.

When we asked Trish…

4 people you would invite to dinner?Rhonda Byrne, Keith Richards, Miranda Kerr & Barack Obama
Most famous person you have ever met?
Glenn Robbins
Why RateOne?

Rate one is all about support & information. We provide everything you need to achieve your goal of owning your own home or investment property with only you in mind. No hidden agendas or surprises from us .

In another live you would want to be?
Leonardo Da Vinci
If you could be doing anything in the world, what would it be?
A Elite Equestrian Horse Rider
Trish Rotstein is an absolute delight to deal with. Trish set up our home loan for us 5 years ago and has been in touch often since then to advise us of changes that we need to be aware of. Throughout, Trish has been incredibly helpful in demystifying the process, dealing with the banks and helping us to achieve our dream of buying a home together. Five years on, we are now currently looking to refinance and Trish has again been so wonderful. Trish is a consummate professional; extremely knowledgeable and respectful, and on top of all that she is an utter delight to deal, having her customers always at top of mind. We cannot recommend Trish highly enough. Imogene & Christoph


Just letting you know all went well yesterday with settlement 🙂
Thank you so much to you and your team for assisting with everything !! Makes things a lot easier having someone I can rely on…
Always appreciated,
Dear Trish,

Just a quick note to say thank you so much for your guidance and support in my journey to becoming a property owner. It has long been a dream of mine and I’m truly grateful for the parts you have played throughout it. I was always so well informed and this really is a credit to the time you make available for your clients. Your constant attention and client services are second to none, and I look forward to many more dealings with you in the future.

Many thanks again,


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Call me for a free home loan health check.

I will compare your current loan to hundreds of other finance options to see if a different mortgages maybe more suitable potentially saving you thousands of dollars and lowering your monthly repayments.

I am located in Hampton and predominantly service clients in Mordialloc, St Kilda, Cheltenham, Chadstone and Aspendale Gardens.

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