Say goodbye debt (and hello home loan) in seven straightforward steps

2017-09-07T14:02:40+00:00

It’s all too easy to rack up debt – credit cards, HECS, car loans – and may seem all too hard to pay it off. Debt can also have a big impact on how much money you can borrow for a home loan, so reducing your debt is essential when you set out to [...]

Say goodbye debt (and hello home loan) in seven straightforward steps 2017-09-07T14:02:40+00:00

Easy Ways to Brighten Up Your Home

2017-06-04T11:28:43+00:00

Most people want their home to be light, bright and airy, but sometimes the stars just don’t align and you can end up with rooms that are unavoidably dark – low on windows or facing away from the sun. With a few smart tricks (and clever renovations, if you’re up to the challenge) you [...]

Easy Ways to Brighten Up Your Home 2017-06-04T11:28:43+00:00

Overcapitalising – What is it and how to avoid it

2017-05-18T14:02:53+00:00

As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and why is it considered bad? While adding a new deck or kitchen can increase the value and enjoyment of your property, overcapitalising can end up costing you more than you planned. Here’s a closer [...]

Overcapitalising – What is it and how to avoid it 2017-05-18T14:02:53+00:00

RBA Cash Rate and Mortgage Rates

2017-04-20T13:26:45+00:00

Once upon a time when the cash rate moved (up or down), most lenders would typically move their interest rate in alignment with the cash rate change. Have you noticed that when the cash rate moves up the lenders are quick to pounce on an increase and pass these increases on to us - [...]

RBA Cash Rate and Mortgage Rates 2017-04-20T13:26:45+00:00

Mortgage Offset Accounts: Making your Loan Work for You

2017-05-01T13:26:09+00:00

Savvy borrowers have an endgame in sight before they even apply for a home loan, and with the right mortgage offset account, they could win that game even more quickly. Home buyers usually focus on the here and now, not the distant future. Rather than the size of their loan balance in 10 or [...]

Mortgage Offset Accounts: Making your Loan Work for You 2017-05-01T13:26:09+00:00

Five Reasons to Consider a White-Label Loan

2017-04-11T12:56:42+00:00

A white-label loan is essentially a home-branded loan, much like the home-branded products you see in the supermarket aisles. Like these products, white-label loans aim to deliver many of the same great features as bank-branded home loans, but for a lower cost to you the customer.  A trend seen in supermarkets over recent years [...]

Five Reasons to Consider a White-Label Loan 2017-04-11T12:56:42+00:00

Did you know about… Non Bank Lenders?

2017-04-11T12:57:30+00:00

Deciding where to go for your home loan is one of the most important decisions you’ll make. While many prospective property owners will choose to use a mainstream lender, non-bank lenders also have their advantages. What are non-bank lenders? Essentially, a non-bank lender is a lender that’s not a bank, credit union or building [...]

Did you know about… Non Bank Lenders? 2017-04-11T12:57:30+00:00

Test Your Home Loan Knowledge

2017-03-24T12:20:57+00:00

How much do you know about YOUR home loan? Take this quick quiz (answer YES or NO). Do you know: Your current interest rate? If your rate is fixed, variable or split between the two? The remaining term of your home loan? If you have a ‘no frills’ home loan [...]

Test Your Home Loan Knowledge 2017-03-24T12:20:57+00:00

Is switching loans a suitable alternative for me?

2017-02-20T11:36:08+00:00

Your home loan is usually your largest financial commitment. We understand that changes in interest rates can have a big impact on your monthly repayments and how long it takes you to pay off your loan. Switching loans might cost you thousands in early exit fees1 and other required fees, but it could possibly SAVE you [...]

Is switching loans a suitable alternative for me? 2017-02-20T11:36:08+00:00

When is it Time to Refinance?

2016-12-07T11:28:45+00:00

Interest rates and home loans continue to be a hot topic in financial circles. After a prolonged period of a low cash rate throughout 2015 the RBA set the lowest cash rate in Australian history – at 1.75% - in May 2016. Can they go any lower? Opinion remains divided as to whether they will [...]

When is it Time to Refinance? 2016-12-07T11:28:45+00:00
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