Our People

Teamwork is the secret that makes common people achieve uncommon results. At RateOne we have a team of highly trained and skilled professionals who are dedicated to providing you with the best possible advice experience. Our team is always here to help our customers with support, product advice and processing of applications.

TESTIMONIALS

RateOne were truly fantastic to deal with. Highly professional and great understanding of my needs.
Lynda
Rate One professional Service and experinced brokers Would highly recommend them 🙂
Bahroz
Mike Yorke was fantastic! He was very professional and approachable, and made the whole process very simple. Thanks Mike for the amazing advice you provided us with. We will be recommending you to all our friends and family!
Paul
I’d just thought I’d drop you a quick note to thank you for assisting us in getting our loan. You have made what seemed to be an arduous task so easy and simple. I’m not the most confident person when it comes to matters financial so it was a nice surprise to know that I could understand the subject when explained in such a straight forward way.
Vanessa
I’d just like to thank you so much for helping me in buying my first home. You were a fantastic help, and did so much for me. Without your help it would not have been possible, and I’ll be definitely giving you a buzz when I’m ready to get my 2nd one. Thank you so much.
Brad
Well done on all your work and finally getting settlement through for yesterday! – good grief it took a bit, but it feels awesome to be the proud owner of a bouncing baby(?) mortgage. Only 29 years 363 days to go (aka till the mortgage finally ‘leaves home’). Thank you so very very very much for helping to make this happen, your truly awesome!.
Jennifer
Thank you so much for all your help & support in our journey of buying a home. You certainly did more than your job description in also helping us buy a car & we are extremely grateful. We will certainly recommend you to any of our friends wanting to purchase a home. Your helpfulness has been warmly appreciated.
Gavin
Otto was one of the most pleasant sales experiences of my life, his attention to detail and efforts over an extremely frustrating and important 18 months will never be forgotten, I have already referred his services and will continue to do so. Thanks Otto
Graham
My father in law has asked me to write a thank you to you for helping him refinance his home. His language skills aren’t great but he is very appreciative that you went out your way to help him understand the requirements. You’ll be glad to hear that he’ll be settled in to his new home when he returns from Vietnam. A sincere thank you once again. It’s nice to know there are people out there like you who go above and beyond.
Ton
A huge thank you from the Saade Family. How you managed to get the loan organised in such a short time I’ll never know! We’re all moved in and thanks to you the only worry I have is sorting out what colour to paint the kid’s room.
Rene
Adam was fantastic! He went above & beyond to make our transaction a smooth one (even though I threw in a few curve balls that probably made his life difficult…). He answered my text messages & phone calls on weekends & after hours. I could not have asked for any more from him.
Alex was helpful as a financial planner. Although he could not directly help us with our questions, he was able to put us in contact with a good accountant who was fantastic & offered a discount rate with the referral.
Cath
Thanks Ted for helping me with refinancing my home loan. I have been very happy with the change over to Suncorp. Thanks for going through all my options with me and being available to answer phone calls and emails. I appreciate it. I will happily refer friends/family to you in the future if they need assistance with refinancing.
Rachael
Both Ted and Ivana were amazing to work with and as a first home buyer, they answered all my questions and put to rest all the stresses that I felt. They consistently communicated with me and checked how the process of settlement was going. They showed great customer care and I will be recommending RateOne to any of my family and friends who are looking to buy a home or in need of financial planning.
Sarah
Both Ted and Ivana were amazing to work with and as a first home buyer, they answered all my questions and put to rest all the stresses that I felt. They consistently communicated with me and checked how the process of settlement was going. They showed great customer care and I will be recommending RateOne to any of my family and friends who are looking to buy a home or in need of financial planning
Sarah

MANAGEMENT

Adam Nelson

Director/Founder

Ted Ongarezos

Director/Founder

Ahmet Recepoglu

Chief Executive Officer

Brenda Zakkour

Head of Operations

MORTGAGE CONSULTANTS

At RateOne, our experienced team focuses on empowering our clients to give them control of their financial future.
We are here to help make your RateOne experience a rewarding one!

Adam Nelson

Mortgage Consultant

0422 021 423

With more than two decades of experience in the finance industry, Adam brings a wealth of knowledge in Home, Car and Personal finance. Adam is passionate about the role he plays in wealth development for his clients and achieves this with comprehensive research for the most appropriate financial solution.

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Mortgage Consultant

0478 646 003

Adam sees the role of mortgage relationship manager. Adam sees a mortgage is the start to achieving your goals in life and he takes a hub and spoke approach in finding you solutions. This could include introducing you to other people that may assist you to reach those goals, Adam will happily hold your hand through this process.

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Anita-Hinze

Anita Hinze

Mortgage Consultant

0407 338 492

As well as providing a comprehensive lending service to her clients, Anita believes it is equally important to educate her clients on financial matters to empower them with the knowledge and confidence to make future financial decisions.

“If you don’t know where you are going, you will never get there”

Mortgage Consultant

0468 421 972

Antony ensures that you come first. He listens to your immediate needs, understands your short and long-term goals and works with you to create an individual and tailored solution.

Educated to MBA level, he has been managing people and different companies for over 20 years before making the transition to Finance. His ethics and experience ensure that he is someone that you can trust and depend on.

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Mortgage Consultant

0423 201 798

Turkish

Aydin made the jump to become a broker because he enjoys watching people succeed in their financial goals. Coming from a banking background, Aydin knows how to navigate to the best solution for his clients. Aydin prides his service on going above and beyond for every client as he values the long term relationship he has with them.

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Mortgage Consultant

0412 911 131

A strategic thinker with more than 15 years professional business experience in the finance and property industry, Ian MacKinnon joined the RateOne team following a move to the Mornington Peninsula in Mount Eliza, to expand his business in finance and property advocacy while providing a great lifestyle for his young family.

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Mortgage Consultant

0403 438 667

Having worked in the mortgage lending industry for over a decade, for one of the Big 4 Banks, Kosh believed it was the right for him to make the move and use his vast knowledge and experience to become a mortgage broker to benefit and assist individuals to realise their “Australian dream” through a loan structure that meets their immediate goals as well as to set them up for future financial flexibility.

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Mortgage Consultant

0417 798 659

Michael strives to take a holistic approach to each client’s position and make sure that they are in the best position possible whilst taking all the stress out of the whole process.
Michael will take care of all your paperwork, keep your solicitor / accountant / real estate agent updated & most importantly provide education on how everything works.

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Mortgage Consultant

0412 644 265

Mike has been involved in the banking and finance industry since 2001 and brings with him a wealth of knowledge. It’s important to structure your loans correctly and Mike will work hard with you to determine the best possible outcome. He prides himself on service where clients are encouraged to ask many questions so there’s a complete understanding. Whether you require a first home loan, investment loan or any other finance advice, Mike can help you find a personalised finance solution.

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Mortgage Consultant

0406 944 855

Nick started his banking and finance career 9 years ago, working for one of the major 4 banks in Australia. In early 2017, Through Nick’s drive for continuous improvement and his ambition to grow, he was offered an opportunity to venture into Mortgage Brokering. This was where Nick spent time shadowing and learning from the top mortgage brokers in the country. This gave Nick a set of skills that allows him to understand his clients and provide them with recommendations that are tailored to their needs. Nick prides himself on being able to assist homeowners and property investors with sound advice, while making the process seamless, informative and easy to understand.

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Peter Sreng

Mortgage Consultant

0437 243 486

Peter is a finance specialist with a career spanning over 5 years in financial services. Peter’s a true professional, being meticulous and methodical in his work, allowing him to deliver unique solutions that best fits his clients scenarios. With a client first approach, Peter will listen closely to your needs and provide you with the guidance to achieve your desired outcome.

Mortgage Consultant

0488 309 999

Kannada, Telegu and Hindi

If you need a dynamic business adviser who understands how critical, financial decisions are for everyone, please do not hesitate in contacting him. Sandeep is a true and honest professional who will work with you to provide you with the best possible advice to suit your circumstances and needs. His open ‘can do’ approach to listen and guide you, ensures your satisfaction in making the entire journey seamless and to your advantage.

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Mortgage Consultant

0435 077 420

I specialise in helping you navigate the complex world of home buying. Whether you’re a first-time buyer, looking to upgrade your home or invest in property, I aim to provide you with a hassle-free experience. With a commitment to building long-term relationships with my clients, I strive to offer personalised service tailored to your unique needs and goals. With my expertise and knowledge of the mortgage market, I can help you find the best loan for your situation. Let’s work together to make your home buying journey a success!

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Mortgage Consultant

0404 920 929

As one of Australian’s Top Brokers, Ted has won numerous awards and gained recognition from our top lenders as a Consistent High Performer. With over $350 million in settled home loans, Ted’s vast knowledge, experience, commitment and understanding of the industry allows him to provide his clients with very specific individual advice. Ted always puts his client’s best interests first which is a key reason to his continuing success.

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Tracey Tran

Mortgage Consultant

0411 144 679

Vietnamese

Backed with an ethic of hard work and continuous improvement, Tracey’s leverages her accounting background to deliver the best finance options to her clients. With more than 13 years experience in the finance industry, Tracey takes a strong analytical approach to her clients unique and challenging scenarios, and meticulously researches a broad range of options that best achieves their goals and objectives.

Betul Tok

Mortgage Consultant

0413 125 180

Dusan Radojcic

Mortgage Consultant

0423 704 720

Ed Akgun

Mortgage Consultant

0413 601 033

George Drakopoulos

Mortgage Consultant

0401 034 222

Harry Isik

Mortgage Consultant

0420 697 211

James Tseros

Mortgage Consultant

0439 540 550

Steve Kyriazis

Mortgage Consultant

0409 474 141

Michelle Nelson

Mortgage Consultant

0422 332 730

Vivian Goh

Mortgage Consultant

0415 787 876

Tanvi Thapliyal

Mortgage Consultant

0414 292 234

MORTGAGE ASSOCIATES

Charlie Cromb

Mortgage Associate

Weng Cheong

Mortgage Associate

Tony De Girolamo

Mortgage Associate

Caitlyn Le

Mortgage Associate

Kristyna Novotna

Mortgage Associate