At RateOne we have a team of highly trained and skilled professionals who are dedicated to providing you with the best possible lending advice. Buyers always look at multiple options when it comes to selecting a house to buy, but do not extensively explore all the available lending options.

When you use a RateOne Home Loan mortgage broker you know you are getting experienced, professional and qualified advice on the most appropriate home loan structure and home loan product to meet your individual circumstances. Our team are all MFAA Accredited and Diploma Certified.

Our brokers have also established a reputation for assisting clients from the initial inquiry right through to settlement and beyond. They work closely with borrowers by preparing the documents for the lender, submitting the application, liaising with both parties through the process and answering questions through the loan approval stage.


Considering that lender policies, products and pricing can change weekly, getting the right advice is just as important for your first home as it is for your tenth. When you first purchased, your current lender probably ticked all of the bare essential boxes. With any new purchase a review of your situation is a wise and prudent course of action to more accurately allow for your current financial circumstances.

Whether you’re a first home buyer, upgrading to a new home, expanding your property investment portfolio, or planning on building your property, here at RateOne, we’ll assess your current needs and present the best solutions available to you.

Personal Finance

Get there sooner with a personal loan.

An extra financial boost is a great way to reach a goal or make exciting things happen in your life.


A home loan is generally a long-term proposition, but in some situations it can make sense to refinance your mortgage.

Refinancing involves taking out a new mortgage and using those funds to pay off your existing mortgage.  During the refinancing process, your broker will look at your other debts as well to determine whether it is beneficial for you to consolidate your more expensive loans into the home loan.  Doing so can save money and result in significant financial gains over time.

Another form of refinancing is a reverse mortgage, this financial product allows you to borrow money using the equity in your home as security. The loan may be taken as a lump sum, an income stream, a line of credit or a combination of these options. Interest is charged like any other loan, but you usually don’t need to make repayments while you live in your home.

Commercial and Specialised Lending

Every business is unique and requires bespoke advice to meet their needs.  At RateOne, our commercial finance brokers are ready to listen and provide solutions that will maximise your business potential.  Our specialists are educated in commercial property, asset finance, and business finance.  Through their connections to a large network of funders, rest assured, they would find a solution that will meet your objectives and requirements.


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For most people a home loan is the biggest commitment they will ever undertake and it will most likely be part of their financial situation for many years. Your mortgage broker will be there with you on your journey. When you have established a relationship with your mortgage broker it will be the ONE constant throughout the life of your loans – even if you change lenders along the way.

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    February 13th, 2024|Comments Off on form test