Commercial and Specialised Lending 2017-05-24T20:24:19+00:00

Commercial and Business Finance

Our commercial lending specialists play an important role in helping businesses find and secure commercial and asset finance at competitive rates, by leveraging their network of lending institutions.

With so many lenders and products to choose from, it’s important to get the right business funding mix from the outset. They have a deep understanding of the commercial sector and the wide range of products available. They’re well placed to identify the most appropriate financing structures for you, based on your type of business and specific needs.

COMMERCIAL LOANS
BUSINESS FINANCE
COMMERCIAL SPECIALISTS

COMMERCIAL LOANS

Businesses involved in manufacturing need the right plant and equipment to remain competitive. They also need financial arrangements designed to suit the industry.

Manufacturing equipment may be purchased from offshore vendors or made to order. This could initially require short-term financing arrangements, to be later replaced with longer-term asset funding. Additionally, a manufacturer with specialised equipment will probably need a more long-term solution than a business needing to purchase an asset such as a motor vehicle, or one that needs funds to complete a shop fit-out or to buy a commercial property.

Range and flexibility

With dozens of different lenders in the market, our consultants are in a strong position to compare and find the most competitive commercial and asset finance products.

When necessary, they also have the flexibility to use multiple lending facilities to suit different business purposes. For example, a business may need a chattel mortgage for its plant and equipment, but a finance lease for other assets.

BUSINESS FINANCE

For any business, big or small, good cash flow is vital. You need the financial capacity to meet day-to-day operational costs.

Our lending specialists can help with cash flow finance. This is essentially a way for a business to get cash before your customers actually pay. It may be through invoice discounting, which allows a business to access a proportion of your debtors’ unpaid invoices through the lender. It could be through invoice factoring, where the lender takes responsibility for chasing your business’s debts.

LET’S GET STARTED

COMMERCIAL LENDING SPECIALISTS

Our specialists do much more than arrange finance for home loans; they’re also an invaluable resource for developing businesses. They can help to identify and secure commercial and asset funding to enable your growth, while at the same time preserving your operating cash flow.

Suchint Kharbanda

Commercial Finance Broker

suchint@rateone.com.au

0413 874 018

Suchint has more than 10 years’ experience working within the major banks. Her areas of specialisation are in the complex lending areas such as development and startup funding, sophisticated corporate structures, lending against unconventional securities. Suchint draws upon her years of experience to first fully understand her client’s objectives and requirements before presenting a tailored lending solution.

Tony Whelan

Commercial Finance Broker

tony@rateone.com.au

0401 246 979

Tony has always had a passion in business development. His extensive experience with different roles in the banking industry has proven invaluable in understanding his client’s objectives and business goals. Tony shares his wealth of knowledge and benefits to his clients.