IAN MACKINNON

Being recently awarded RateOne Mortgage Broker of the year, I specialise in securing finance for the purchase of home and investment properties, refinancing to secure better banking solutions, and lowering interest rates or funds to upgrade your current property.

I am highly driven with the focus to ensure the needs for my clients are fulfilled and satisfied with the best possible outcome. Having nearly 20 years of experience as a finance broker, with additions to a fully licensed Buyers Advocate, to provide the best advice to secure the next home or investment property.

The fact is, there’s a lot more to the acquisition of a property than just securing the right loan for clients, my unique combination of being a buyer’s advocates puts you in the front seat of your home buying journey.

About Ian MacKinnon

First Home Buyers

This is one of those moments in life that you will look back on and never forget. Our aim at RateOne is to make sure you remember it for the right reasons. Buying a home is one of the biggest decisions we will face in our lives. As such, it helps to know there is someone who can give you unbiased information on the buying process.

I can help you with information on buying costs, suburb statistics and lender information. With the support of financial planning, conveyancing, and resources from over 25 lenders as well as buyers and sellers advocates, I have a wealth of information available to help my clients achieve their dreams.

Investments

For many Australians, property has been considered an effective wealth management vehicle for those with a longer term investment horizon. With the events of recent years, we’ve seen the old adage of property prices only going up, prove to be incorrect. But that’s not to say you cannot profit in the current market.

Strategy

To be successful in any endeavour in life, you need some form of a plan. In the case of property investing, this is no different. Most people know about the benefits of negative gearing, claiming depreciation and other deductions but there are other benefits and pitfalls to be aware of.

If you’re thinking of investing in property, it helps to ask questions from someone who’s on a similar journey. Being a property investor myself, I understand your needs.

Preparation for Tomorrow

Uncertainty is the one definite thing in life.

While we can never predict what life has to offer tomorrow, we can prepare ourselves in the event that things do not go as we plan.

We can plan to have great things around us; we can take great steps to achieve our dreams. But we never plan on losing them.

I can help you put a risk management strategy in place, whatever your situation. In most cases, this can be done without affecting your cash-flow.

Book an Appointment

Call me for a free home loan health check.

I will compare your current loan to hundreds of other finance options to see if a different mortgages maybe more suitable potentially saving you thousands of dollars and lowering your monthly repayments.

I am located in Mooroolbark and predominantly service clients in Bayswater, Boronia, Chirnside Park, Croydon, Lilydale and Kilsyth.