I became a mortgage broker to put into practice my knowledge of navigating banking and financial systems and to provide a high quality service to those requiring financial services. I bring to you a sincere, hard working and professional approach to ensure you are on the path to your financial goals.

The success of my business is 100% dependent on the success of my clients and I believe, when the right loan structure is put in place, everybody can achieve the dream of home ownership, whilst still enjoying a great lifestyle. Whatever your financial requirement, I will work diligently to determine the best solution and keep you and all relevant parties informed every step of the way.

I am committed to making the buying process simple, painless and, most importantly, successful. My personal and professional contacts include but are not limited to conveyancers, real estate agents, accountants and buyers’ advocates. The financial benefits of my services are seen both immediately and over the life of the loan, as you continue to save on fees, interest and other costs month in, month out.

About Kosh Sothilingam

Whilst I am here for all your finance needs, home loans is where I truly excel. With banks and governments continuing to make changes to regulations and lending criteria, it is important to have someone on your side to navigate the many loan products. From the interest rate to the loan structure, all aspects are considered when I recommend a loan.
As a property investor myself, I know what to look for when assessing the right loan for your investment. It is critical that investment loans are structured correctly from the outset to ensure tax deductions are not lost.
With so many lenders seeking new customers, there has never been a better time to have your current loans reviewed. I take absolute pride in being able to put money back in my client’s pocket that was being unnecessarily consumed by high interest rates, fees and inappropriate loan structures.


I just wanted to thank you for helping us out with our enquire recently. We really appreciate you taking time out to explain everything to us in detail and making sure we understood everything and were on the right track. You had been really patient with us which helped a lot and we cannot thank you enough for making our dream come. We would most definitely be referring our friends and family to you.


I’d like to express my thanks to you for your assistance with the re-financing. Great service and very pro-active on your behalf.

Thank you again.


Book an Appointment

Call me for a free home loan health check.

I will compare your current loan to hundreds of other finance options to see if a different mortgages maybe more suitable potentially saving you thousands of dollars and lowering your monthly repayments.

I am located in Hampton East and predominantly service clients in Highett, Moorabbin, Bentleigh, Cheltenham and Hampton East.

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