I am dynamic business man who understands finance as being a very critical element of everyone’s life. A true professional and a honest person who would always strive to provide the right advise to suit the customers needs and circumstances.

My “can do” attitude and willingness to listen to my client’s needs ensures customer satisfaction and making the entire journey a smooth and memorable experience.

My team and I have number of resources available to you, including an extensive knowledge base built from many years of experience, a processing team, and a referral network of solicitors and accountants, all working together to secure the best loan for you and your family.

About Sandeep Boob

I offer guidance to new borrowers right through the home loan process from research, dealing with a real estate agent, the buying process and the contract of sale, the loan application, the conveyancer and the loan to settlement. This assistance then extends to the life of the customer and the changes in their circumstances over the years.

Buying your first home is an exciting experience, but there is a lot to think about. I make the home loan application process as smooth and easy as possible, so you can concentrate on finding the right home. As part of my service, I will help you to understand the types of home loans available to you and will assist you in choosing the right one for your situation. If you are eligible for the First Home Owners Grant or any state government first home buyer assistance, I will help you fill in the paperwork.

Many of my clients own multiple properties and need to purchase and structure their loans in the correct entity and loan splits to maximise their taxation deductions relating to their investment properties. I am that specialist to ensure loan accounts are structured and established correctly to match their accountants advice to provide taxation and cash flow benefits.

Establish financial structures for wealth building and margin lending via advice from customer’s financial planner and or accountant.

Property investment can be a smart wealth creation strategy, if you get it right. And that doesn’t just mean finding the right property – you need the right investment finance as well. Your investment loan package should be tailored to your investment strategy and goals. I work closely with your financial planner and accountant to make that happen.

Whether you are an experienced property investor with a big portfolio, or just starting out with your first property, I can help you get the right investment loan for your circumstances.

Debt consolidation can be a handy solution when you are struggling with repayments on several debts, such as your home loan, credit cards and personal loans. Debt consolidation works by combining all those debts into your home loan, which is generally the debt with the lowest interest rate.

Because the interest rate is lower, and the loan term is usually longer, your monthly repayments will drop, giving you a bit of breathing space.

Refinancing is often a viable option when all the variables are tabled. Most people believe that refinancing involves changing banks. It’s not uncommon for me to identify a stronger offering at your current bank. It’s important to remember that the bank will offer you the loan you will accept,

I will offer you the best possible loan from their suite. A common mistake is focusing on “what is most important today” without considering the many and varied circumstances that are likely to occur over the next five years. I will always take a long term view and identify a balanced option factoring in today’s needs with the impact of tomorrows happenings.

What others have said about Sandeep Boob…

I would say that my experience with Rateone has been the best ever experience of support and customer service. In Particular, the broker – Sandeep Boob is one of the best brokers in the market. He just does not do work as you want rather he treats you like your family and makes sure that the customer desire and needs are met over and beyond expectations. He is one genuine guy who gives you the real picture of risks and contingency and makes sure you are well covered.

The greatest thing was that without me doing any research he found for us and got approved the best loan from the financial institution and his paper work was so methodical that we did not even got a query from bank and was a smooth sail. I must say that RateOne’s back end team work is amazing and they look in every detail, in particular Peter Sreng was fantastic and very clear in his work and always available for any queries. I would like to thank rateone and in particular Sandeep for his immense support and look forward for the same in future. Thanks


Thank Sandeep for your help, I was nervous at the start but you guys made it so easy. Thank you


We had a great experience using Rate one for our home loan. I would definitely recommmed others to use their services. I can’t thank Sandeep enough for his commitment and hard working. Thank you Sandeep


Thank you very much for all your help and support.

It was a pleasure working with you and your staff were very supportive.


It’s has been great to get help from Sandeep Boob who is very helpful, friendly, professional. Highly recommended him.


Excellent experience.. Sandeep is a very humble and fabulous person .. he is the best in what he is doing .. highly appreciate his work .. too good.


Sandeep Boob provides a very professional yet simple and logical support and guidance all through the process, never failed to respond to our phone calls which made us comfortable and confident with buying our first home.


It’s been great throughout the process and we would like to thank you and your team for helping us with our financial requirements. We’ll keep in touch and we will let you know if any of our friends and family members require your services in the near future. Once again, our sincere gratitude to you and your team.


Book an Appointment

Call me for a free home loan health check.

I will compare your current loan to hundreds of other finance options to see if a different mortgages maybe more suitable potentially saving you thousands of dollars and lowering your monthly repayments.

I am located in Wheelers Hill and predominantly service clients in Noble Park, Springvale South, Dandenong, Cranbourne and Berwick.

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