TED ONGAREZOS

With a career spanning over 20 years in financial services, I have the both the knowledge and hands-on experience required to assist borrowers with a range of home finance requirements.

My aim is to cater for not only your initial loan, but for all of your financial needs for life. I pride myself on delivering a high standard of sincere, professional service and customer satisfaction. I believe that having my client’s best interest at heart is the key to my lending success.

I have worked as a mortgage broker within real estate offices for over ten years, which has taught me that there is a lot more to purchasing property than just getting a home loan.

I am happy to pass on experience, assistance or contacts where required, whether it be home loan pre-approval, negotiations, deposit bonds or meeting settlement deadlines.

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About Ted Ongarezos

Investment Finance

Whether you are a first time or an experienced property investor, I have the knowledge and experience to assess your financial needs.

Getting the right investment loan structure with the necessary flexibility to enable further investment is extremely important for all property investors.

I work closely with other relevant finance professionals to ensure your investment purchase meets all of your financial goals.

Self Managed Super Funds

Recent legislation changes have allowed Self Managed Super Funds to enter into arrangements to purchase both residential and commercial properties with borrowed funds.
I have arranged several loans for clients looking to take advantage of this opportunity; the key is working closely with their accountants and financial advisors to ensure compliance and excellent outcomes.

Debt Consolidation

Debt consolidation can be a handy solution when you are struggling with repayments on several debts, such as your home loan, credit cards and personal loans. Debt consolidation works by combining all those debts into your home loan, which is generally the debt with the lowest interest rate.

Because the interest rate is lower, and the loan term is usually longer, your monthly repayments will drop, giving you a bit of breathing space.

Business and Commercial Loans

Commercial and business lending is highly specialised. The key in obtaining commercial finance is experience and a sound knowledge of what lenders require and presenting your loan application the right way. I have relationships in place with lenders to assist with your situation to get the deal over the line.

What others have said about Ted Ongarezos…

Great Service!! Better than the Big 4 Banks — We are extremely happy to deal with RateOne

Ken

Thanks Ted for helping me with refinancing my home loan. I have been very happy with the change over to Suncorp. Thanks for going through all my options with me and being available to answer phone calls and emails. I appreciate it. I will happily refer friends/family to you in the future if they need assistance with refinancing.

Rachael

My last two investment purchases were easy and stress free thanks to Ted’s knowledge and experience in the industry. Could not ask for a better mortgage broker to assist me during this time

Natasha

Fantastic experience from experts in the industry – can’t believe I didn’t look into it before!

Paul

Both Ted and Ivana were amazing to work with and as a first home buyer, they answered all my questions and put to rest all the stresses that I felt. They consistently communicated with me and checked how the process of settement was going. They showed great customer care and I will be recommending RateOne to any of my family and friends who are looking to buy a home or in need of financial planning

Sarah

Book an Appointment

Call me for a free home loan health check.

I will compare your current loan to hundreds of other finance options to see if a different mortgages maybe more suitable potentially saving you thousands of dollars and lowering your monthly repayments.

I am located in Mulgrave and predominantly service clients in Noble Park, Springvale, Keysborough, Berwick and Hampton Park.